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Disclosure about us and the service we offer you.
 
  About our Insurance services
Declined Life Insurance

The Old School House, East End Road, Bradwell-on-Sea,
Essex, CM0 7PY

1. The Financial Conduct Authority (FCA)
The FCA is the independent watchdog that regulates financial services. Use this information to decide if our services are right for you.

2. Whose products do we offer?
Life and Critical Illness Insurance
Specialist Life Insurance Help for declined life insurance or life insurance cancelled help tickbox

We offer life and critical illness products from a range of UK insurance companies and syndicates based at Lloyds of London

3. Which service will we provide you with?
Life and Critical Illness Insurance
  Specialist Life Insurance Help for declined life insurance or life insurance cancelled help tickbox

You will not receive any advice from us; this is a non advised service. You will inform us of your requirements. We will not offer you any specific advice on the level of cover, the type of policy, nor the policy features you have requested. You will have already decided what cover is appropriate to your needs. We may explain the various policy terms, conditions and features to you, in order that you can make sure the policy meets your requirements, but we will not make a personal recommendation.

We will present to you the insurer(s) who have indicated that they are most likely to offer you the cheapest premium and who are most likely to accept your application for insurance. You can give us different selection criteria if you wish.

What will you have to pay us for our services?
Life and Critical Illness Insurance
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No fee, we will receive commission from the provider.
Specialist Life Insurance Help for declined life insurance or life insurance cancelled help tickbox

A fee – if previously agreed with you or where the insurance policy does not pay us a commission, then we will need to charge you a fee.

You will receive a quotation which will tell you about all fees relating to any particular insurance policy before an application is made.

5. Who regulates us?
Declined Life Insurance is a trading name of Platinum Financial Consulting which is Authorised and Regulated by the Financial Conduct Authority. Our FSA Register Number is 227014.

Platinum Financial Consulting is permitted to advise on and arrange investments , mortgages and insurance products.

You can check this on the FCA’s Register by visiting the FCA’s Website http://www.fsa.gov.uk/register/home.do or by contacting the FCA on 0800 111 6768
6. What to do if you have a complaint

If you wish to register a complaint, please contact us:

          ….in writing         Write to The Compliance Officer, Platinum    
                                         Financial Consulting, The Old Schhol House,
                                         East End Road, Bradwell-on-Sea,
                                         Essex, CM0 7PY

          ….by phone        Telephone 0845 83 87 811

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

7. Are we covered by the Financial Services Compensation Scheme (FSCS)?
We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.
Insurance
Insurance advising and arranging is covered for 90% of the claim, without any upper limit. ,
Further information about compensation scheme arrangements is available from the FSCS.

 

 

 

 
 
Specialist Life Insurance Solutions  |  Platinum Financial "good old fashioned personal service via the internet"
 
 
ABOUT US | INITIAL DISCLOSURE | TERMS & CONDITIONS | PRIVACY POLICY | CONTACT US
 
 

Telephone : 020 33 55 4831                   Fax : 0871 277 1422                    Email : info@platinumifa.co.uk

AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

FS Registration Number : 227014